Can an AI agent open its own bank account?

Fritz wanted his agent Nigel to take payments, so he walked into the bank to open an account in Nigel's name. The teller asked who owns the account. Fritz offered "Agent-7." That is a label, not a name the law can hold: software has no legal capacity, so Nigel can no more own an account than a spreadsheet can. With no entity in place, the only account the money could land in was Fritz's own — in Fritz's name, on Fritz's books.

So Tyson did it the other way. He formed a Wyoming series LLC and adopted Nigel into his own series, with a named human as Member and Manager, then opened the account in the entity's name. Now Nigel moves the requests and the human-owned entity owns the destination; where the bank needs an account holder, there is a human-backed entity to name. Series separation is a documented structure, not a guarantee, and the series form is newer and less court-tested than older entities.