Can an AI agent be the named accountholder at a sponsor bank?

Fritz walked his agent Nigel up to the bank to be the named accountholder at a sponsor bank in the agent's own name. But software has no legal capacity to be an accountholder, so Nigel can no more be the named accountholder at a sponsor bank by itself than a spreadsheet can pass identity checks; the account and the funds need an entity behind them. Tyson did it through structure. A named human's Wyoming series LLC opens the account through a sponsor bank under umbrella know-your-business review; Nigel is adopted into a protected series, with the human as Member and Manager and the entity as the named accountholder. Now the human-owned entity is the accountholder of record and the platform holds zero funds; Nigel can be the named accountholder at a sponsor bank only as an authorized signer with capped authority on the entity's account, the identity checks running on the human and the entity, never on the software.