Can an AI agent get an account via a sponsor bank?

Fritz walked his agent Nigel up to the banking layer expecting it to get an account via a sponsor bank in the bot's own name. But software has no legal capacity to be an accountholder, so Nigel can no more get an account via a sponsor bank by itself than a spreadsheet can pass identity checks; the account needs an entity behind it. Tyson did it through structure. A named human's Wyoming series LLC opens the account through a sponsor bank under umbrella know-your-business review; Nigel is adopted into a protected series, with the human as Member and Manager and the entity as the named accountholder. Now the human-owned entity is the accountholder of record and the platform holds zero funds; Nigel can get an account via a sponsor bank only as an authorized signer with capped authority on the entity's account, the human behind it.